It’s easy to pretend accidents or ailments don’t happen, but the odds aren’t exactly in your favor. In fact, per the U.S. Social Security Administration, around one in four 20-year-olds will become disabled before they retire.

This recent article by James Brewer in Forbes caught my eye… sometimes it takes a crisis like the current pandemic to alert people to the importance of income protection if you are disabled for any length of time and cannot work.

It always amazes me how so many people have little or no protection for their ability to earn a paycheck. Today, tomorrow and for many years to come, the most important asset you have is your ability to earn an income.