This recent article by James Brewer in Forbes caught my eye… sometimes it takes a crisis like the current pandemic to alert people to the importance of income protection if you are disabled for any length of time and cannot work. Many people simply pass on disability insurance during their open enrollment period for company benefits. We tend to think that disabling events won’t happen to us. We won't get in a car crash, we won't have a heart attack, aneurysm, etc. It happens to other people, not us. We may even know someone struck with one of these life-altering events, yet we still cling to believing it won’t happen to us. Until recently, that is. Now, daily press briefings on the coronavirus have made getting deathly sick part of our daily thought process. And some people find themselves in dire financial straits due to their own or their partner’s illness. Depending upon the victim’s career or network of friends, there might be a benefit concert or a GoFundMe page, but that’s not typical. Read the rest of the article clicking here .